Car Insurance in San Pedro, CACompare quotes from several carriers.
Queen Insurance Services is an independent local agency that has helped San Pedro drivers for 30+ years. Tell us about your car and how you drive, and we’ll compare rates from several insurance companies, then walk you through your options by phone or at our office on Gaffey St.
Not a government agency. Queen Insurance Services is a privately owned, independent insurance agency. We are not the California DMV or any government agency, and we are not affiliated with one. An SR-22 is a certificate of insurance that your insurance company files to show you carry the required coverage. We do not process DMV transactions or reinstate driving privileges. For your driving record or reinstatement, contact the California DMV at dmv.ca.gov.
Compare car insurance quotes in San Pedro
The same driver with the same car can get very different prices from one insurance company to the next. As an independent agency, we don’t work for just one carrier. We gather quotes from several companies, line them up side by side, and help you pick the coverage and price that fit you.
Whether you commute on the 110, park on the street near the port, or just need a car for errands around town, we match the policy to how you actually drive, and we explain deductibles and limits in plain English so you know exactly what you’re paying for.
Car insurance coverage we can quote
Liability insurance
The coverage California requires. It pays for injuries and damage you cause to others. California’s minimum liability limits are $30,000 for injury to one person, $60,000 per accident, and $15,000 for property damage. We’ll explain when higher limits make sense.
Full coverage
Adds collision and comprehensive, which help pay to repair or replace your own car after an accident, theft, vandalism or fire. Usually required if your car is financed or leased.
Uninsured motorist
Helps protect you and your passengers if you’re hit by a driver who has no insurance, or not enough of it.
Medical, rental & roadside
Optional add-ons, depending on the carrier, that can help with medical bills, a rental car while yours is in the shop, or a tow.
High-risk drivers & SR-22
Tickets, an accident, a gap in coverage or a DUI can make insurance harder to find. We look for carriers that will write your policy, and if you need an SR-22, we help you get SR-22 insurance from a carrier that offers it.
New drivers & families
Adding a teen driver or buying your first car? We’ll explain your options and ask about the discounts carriers offer, such as good-student or multi-car.
Ways to lower your car insurance rate in San Pedro
- Compare carriers. Prices vary from company to company, so we check several for you.
- Bundle policies. Combining auto with renters, RV or boat coverage often qualifies for a multi-policy discount.
- Choose your deductible. A higher deductible can lower your premium. We’ll show you the trade-off.
- Ask about discounts. Many carriers reward a clean driving record, safety features, good grades and multiple cars.
Discounts and rates vary by carrier and depend on your driving record, your vehicle and other factors.
How to get a car insurance quote
Tell us about you
Send the short form, call, or walk in. A few basics are all we need to start.
We compare carriers
We check rates and coverage from several insurance companies for you.
You choose
We go over the options side by side and you pick what fits your budget.
You’re covered
We set up your policy, get you proof of insurance, and stay your local contact.
What to have ready
The name, date of birth and ID details for each driver, the year, make and model (or VIN) of each car, and your current policy’s declarations page if you have one. Missing something? Call us and we’ll help.
What our clients say
“Thanks Maggie for helping me get my Golf Cart and Motorcycle insurance… I got everything done all in one place.”“The lady at the desk is so sweet and will help you get the best deal for you budget”“This was honestly the only one that actually answered and took the time to help me instead of brushing me off… Once I got there, everything was handled quickly and clearly.”Why San Pedro drivers choose Queen Insurance Services
Local, 30+ years
A local, independent agency that has served San Pedro and the Harbor Area for more than three decades.
Several carriers, one call
We shop the market for you instead of selling just one company’s policy.
Real people
We answer the phone, explain things clearly, and help you understand your coverage before you decide.
Right on Gaffey St
801 S Gaffey St at 8th St. Serving San Pedro, Wilmington, Harbor City and Long Beach. Walk-ins welcome.
Car insurance questions
How much does car insurance cost in San Pedro?
It depends on your driving record, your car, where it’s parked, the coverage you choose and the insurance company. That’s why we compare several carriers. We can’t promise a specific price, but we’ll show you real quotes so you can decide.
What is the minimum car insurance in California?
California’s minimum liability limits are $30,000 for injury to one person, $60,000 per accident, and $15,000 for property damage. You need to carry proof of insurance whenever you drive. Many drivers choose higher limits for more protection, and we can explain the difference in cost.
Can I get a quote by phone?
Yes. Call (310) 833-6620 during business hours, or send the form on this page and we’ll call you back.
Do you insure drivers with tickets or a past accident?
We work with carriers that insure many kinds of drivers, including drivers with tickets, accidents or a gap in coverage. Your options depend on your record, and we’ll tell you honestly what’s available.
Do I need an appointment?
No. Walk in Monday to Friday from 10:30 am to 5 pm, or Saturday from 10:30 am to 2 pm.
Rates, coverage and approval are set by the insurance company. We can’t guarantee a price or approval, but we will compare the options available to you.
Visit our San Pedro office
San Pedro, CA 90731
| Monday – Friday | 10:30 am – 5:00 pm |
| Saturday | 10:30 am – 2:00 pm |
| Sunday | Closed |
Ready to compare car insurance quotes?
Call us, stop by the office, or send the short form. We’ll get back to you during business hours.